In the field of construction and physical works, the risks are many and the implications of errors can be heavy. From losing equipment, through work accidents, to delays in the project that may lead to significant compensations. Contractors insurance provides peace of mind and allows contractors to focus on what they do best – construction. At Duet Insurance, we offer a variety of contractor insurance solutions, tailored to your diverse needs, to ensure that you are protected against the many risks you encounter in your daily work.

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What is contractors insurance?

Contractors insurance, similar to professional liability insurance, is an insurance policy created specifically to protect contractors and their businesses from a variety of risks that threaten them. The policy covers a wide range of risks including:

In addition, contractors insurance can also include coverage for damages caused to equipment and property that are used for the purpose of the activity, such as vehicles, computers, expensive equipment and even buildings. The policies are customized to the contractor’s needs, and provide peace of mind during the challenging and dynamic work.

Who needs it?

While many people may think that only large contractors with impressive projects need contractors insurance, the truth is that every contractor, whether they are a general contractor, subcontractor, or even a small independent contractor, needs this protection. If you are renovating properties, erecting new buildings, specializing in a certain field such as electricity or plumbing, or even if you are just doing small repairs and renovations – you need contractors insurance. The risks in everyday work have always existed, and no one wants to risk a lawsuit or a sudden accident damaging their business. A contractor’s insurance policy provides the peace of mind you need to focus on what you do best.

What is important to check in contractors’ insurance?

Contractors insurance is a comprehensive tool, but it is important to be sure that the coverage you receive fits your needs. You don’t want to find out in the event of a claim or damage that your coverage doesn’t provide the protection you need. Some important things to check:

It is important to check the policy carefully before you sign it, and to know that you are getting the coverage you need to protect your business.

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Bottom line – why get contractors insurance with us

At Duet Insurance, we understand the need to provide you with peace of mind while you engage in what you love and know how to do best – building. We offer a variety of contractor insurance policies built especially for you, to protect you from the various risks that may surprise you while working. With professional support, personal service and competitive prices, we are here to ensure that you continue to work and build safely.

So don’t wait, contact us today and come discover the insurance that our contractors are passionate about. Duet Insurance – because your peace of mind is our mission.

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